The Consumers' Guide To Long Term Care Insurance |  | Author: Stephen F. Rowley
Publisher: AuthorHouse
Category: Book
List Price: $11.45
Buy New: $9.22
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Rating:  3 reviews
Sales Rank: 795,716
Media: Paperback
Pages: 108
Number Of Items: 1
Shipping Weight (lbs): 0.4
Dimensions (in): 8.8 x 5.8 x 0.4
ISBN: 1414038674
Dewey Decimal Number: 368.38200973
EAN: 9781414038674
ASIN: 1414038674
Publication Date: January 26, 2004
Availability: Usually ships in 1-2 business days
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Product Description
Americahas more than 35 million people over the age of 65 today and that number isexpected to double by the year 2030. Medicare and Medicaid are already strainedand few “baby boomers” have confidence that these programs will remain solvent.As a result, more “boomers” and retirees are researching and purchasing privateLong Term Care insurance to provide for them in their final years. In writing this book, Mr. Rowleytaps into his years of insurance industry experience as no one has done before.He guides the reader through the most comprehensive and concise analysis ofLong Term Care insurance ever written. He unlocks the complex mysteries ofinsurance in a manner that is straightforward and easy to understand. Beginning with histories of aging and eldercare, this book quickly sets the “big picture” explaining the need for LongTerm Care Insurance today. From understanding the need, to choosing a product,what to expect from the underwriting process, and even how a claim might behandled. Anyone considering the purchase of a Long Term Care policy willconsider this book a “must read”.
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| Customer Reviews:
Worth Every Penny!!! April 15, 2004
susan j.
22 out of 22 found this review helpful
My spouse and I have been trying to determine if we need long term care and, if so, which options were most important. After reading a number of (more expensive) books and articles, we finally found this book.Although the book didn't offer advice, it did a great job of laying out the pros and cons of the various options available. The worksheet in the back helped us to better discuss the issues with our insurance agent and the chapter on underwriting prepared us for what to expect and why. All in all - a very good book that was simple to read and understand!
Very hulpful!!! March 11, 2004
Larry C.
11 out of 12 found this review helpful
My wife and I have been researching long term care insurance for several months. This book was the first to fully explain the things that we needed to know...and it was an easy read with little use of insurance jargon.
Note: From the Author February 12, 2004
S. Rowley
15 out of 19 found this review helpful
Purchasing a Long Term Care policy is an expensive, usually lifelong, decision. Once they purchase coverage, very few individuals allow it to lapse or replace it with a newer policy. The consumer's relationship with the insurer may span 20, 30, or even 40 years. Some of these years will be as a healthy premium payer, while others may be as a beneficiary. For this reason, the consumer should take the time to fully understand the product that he or she purchases. It is equally important to determine the strength and stability of the insurance company providing the coverage. This book is a guide to help you, the consumer, better understand Long Term Care insurance. The goal is to translate industry jargon and legalistic policy language into laymen's terms to help the purchasing public better understand the types of policies and features available in Long Term Care policies so that consumers can assess the value and limitations of Long Term Care insurance.
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