J.K. Lasser's Choosing the Right Long-Term Care Insurance (J.K. Lasser--Practical Guides for All Your Financial Needs) |  | Author: Benjamin Lipson Publisher: Wiley Category: Book
List Price: $29.95 Buy Used: $0.01 as of 9/6/2010 15:00 CDT details You Save: $29.94 (100%)
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Seller: Blue Cloud Books Rating: 5 reviews Sales Rank: 831,523
Media: Paperback Edition: 1 Pages: 288 Number Of Items: 1 Shipping Weight (lbs): 0.8 Dimensions (in): 8.6 x 5.9 x 0.8
ISBN: 0471152056 Dewey Decimal Number: 368.382 UPC: 723812152056 EAN: 9780471152057 ASIN: 0471152056
Publication Date: March 20, 2002 Availability: Usually ships in 1-2 business days
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Product Description A PRACTICAL GUIDE TO THE COMPLICATED ISSUE OF LONG-TERM CARE INSURANCE "Next to buying the right long-term care insurance, buying and reading J.K. Lasser's Choosing the Right Long-Term Care Insurance is the best investment seniors and their families can make to help insure independence and dignity in their golden years." -Scott Harshbarger, President and CEO, Common Cause "An indispensable book for all those concerned that the cost of health care will rob their old age of dignity and independence. The author, Ben Lipson, an articulate advocate of patient rights and an authority on health insurance, provides a lucid road map in a terrain mined with hokum." -Bernard Lown, MD, winner of the Nobel Peace Prize "Long-term care insurance is a much-needed and valuable insurance concept, marketed in a maze filled with smoke and mirrors. Most of what passes for consumer guidance is just general information and superficial advice. But Ben Lipson's book takes you by the hand, leads you through the insurance labyrinth, and shines a much-needed light on the product." -Charlie Sabatino, President, National Academy of Elder Law Attorneys Critical coverage will help you: - Decide whether you are among the 40 percent of people who do not need to buy long-term care insurance
- Receive the benefits you purchased when you have to make a claim
- Distinguish between fact and fiction during a sales pitch
J.K.
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| Customer Reviews: J. K. Lasser's Choosing the Right Long-Term Care Insurance March 26, 2002 10 out of 10 found this review helpful
People over 50 and their adult children should read this book. It answers the important questions about long-term care insurance and it helps people plan for their future. Among the many surprises: 40 percent of people don't need long-term car insurance. Using the back of the book as a key, you can pretty well determine if you or your parents will or won't need it. The book is easy to understand, many of the brief examples are sad but true, and there's also some humor. I think this book can help many people stay independent, remaining at home rather than going into nursing homes.
A must have. March 25, 2002 Anne M. Cunningham (Brooklyn, NY USA) My parents are getting to the age where long term care is an issue. I bought this book to help break the ice on our conversations and I am so glad I did. I now know about the different options available to us, but perhaps more importantly, what to expect from the insurance companies during the application process. That is invaluable. My parents loved the overriding goal of the book which is how to keep your dignity and independence. If you're considering long term care insurance, get this book first.
A Book for all health care Professionals June 4, 2002 Long Term Care Social Worker (Boston,Ma.) 5 out of 6 found this review helpful
I found the book to be very readable and informative. It took the mystery out of long term care insurance, by explaining in detail who would benefit from it and process of applying for the insurance. I also liked the book because it was written from the conumer's perspective. It can serve as an invaluable resource for all health care workers.
Lasser covers the issues of buying LTC April 10, 2007 Samson Levine (US) 1 out of 1 found this review helpful
This is a very thorough review of the details of understanding and buying Long Term Care insurance. You will understand what you are buying.
But this book does not make any case for not buying LTC and how to analyze that situation. It is strictly why to buy it and what to buy and how to understand what you may be buying. But SHOULD YOU. That is not covered, they just assume you are a buyer and help you in that mode. And for that mode it is one of the best. Take a look at the Idiot's Guide to LTC, some additional angles worth understandig if you like to read two books on every subject.
There has to be a better reference May 21, 2002 11 out of 12 found this review helpful
While Lipson's book identifies many important factors in idntifying the benefit options of long term care insurance policies, he does little to compare companies. He brings up key questions like comparison of claim rates, lapse ratios, and loss ratios, but does not provide the answers or identify where to get this information. He talks about misleading risk statistics but does not identify the actual statistics. While I have a better understanding of benefit options, I would be unable to "Choose the Right Long Term Care Insurance" without researching this subject further.
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